HIDAYATI, A. R.; NUGROHO, D. S. Effect of Financial Literacy and Fintech Payment of Financial Management Behavior with Internal Locus of Control as Moderator. Journal of Business Management and Economic Development, [S. l.], v. 1, n. 02, p. 221–229, 2023. DOI: 10.59653/jbmed.v1i02.124. Disponível em: https://risetpress.com/index.php/jbmed/article/view/124. Acesso em: 25 jul. 2025.