Effect of Financial Literacy and Fintech Payment of Financial Management Behavior with Internal Locus of Control as Moderator

Authors

  • Aulia Riska Hidayati Universitas Media Nusantara Citra
  • Dwiyanjana Santyo Nugroho Universitas Media Nusantara Citra

DOI:

https://doi.org/10.59653/jbmed.v1i02.124

Keywords:

fintech payment, financial literacy, financial management behavior, internal locus of control

Abstract

This study examines private university students in West Jakarta which aims to determine the effect of financial literacy and fintech payments on financial management behavior with internal locus of control as a moderator variable. The dependent variables used are financial literacy and fintech payments. The analysis of this study used multiple linear regression with SPSS 27 (Statistical Package for Social Science). The results of this study indicate that: (a) financial literacy influences financial management behavior; (b) fintech payments affect financial management behavior; (c) internal locus of control strengthens the relationship between financial literacy and financial management behavior; (d) the internal locus of control strengthens the relationship between fintech payments and financial management behavior.

Keywords:financial literacy, fintech payments, financial management behavior, locus of control

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Published

2023-05-31

How to Cite

Hidayati, A. R., & Nugroho, D. S. (2023). Effect of Financial Literacy and Fintech Payment of Financial Management Behavior with Internal Locus of Control as Moderator. Journal of Business Management and Economic Development, 1(02), 221–229. https://doi.org/10.59653/jbmed.v1i02.124

Issue

Vol. 1 No. 02 (2023): May 2023

Section

Articles

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Copyright (c) 2023 Aulia Riska Hidayati; Dwiyanjana Santyo Nugroho

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