Analysis of Collection Micro, Small and Medium-Sized Enterprises (MSMEs) Receivable on Bank BJB KCP X Customers
DOI:
https://doi.org/10.59653/jbmed.v2i02.813Keywords:
Receivables Collection Procedure, MSMEs, Bank BJB KCP X, EffectivenessAbstract
Receivables are a crucial aspect in the financial industry. Effective handling is the key to the sustainability of bank operations. This research analyzes the procedures for collecting MSME receivables from Bank BJB KCP X customers. This research uses descriptive qualitative methods with data collection techniques through interviews, observation and literature study. The research results show that the receivables collection procedure at Bank BJB KCP collection. Based on the research results, several solutions are recommended to increase the effectiveness of receivables collection, including strengthening education for customers regarding receivables collection procedures, increasing coordination with related parties in the receivables collection process, utilizing digital technology to simplify the receivables collection process. It is hoped that this research will provide benefits for Bank BJB KCP.
Downloads
References
Adhimursandi, D., Azis, M., Heksarini, A., & Asnawati, A. (2024). Socialization of Digital Marketing and Fintech Literacy for Micro & Small Businesses in Samarinda City. Journal of Community Service and Society Empowerment, 2(02), 188–195. https://doi.org/10.59653/jcsse.v2i02.607
Ainiyah dan Khuzaini, 2016, Pengaruh perputaran piutang, perputaran persediaan dan debt to equity ratio terhadap profitabilitas, jurnal ilmu dan Riset Manajemen, volume 5, Nomor 1, Januari 2016, ISSN:2461-0593.
Andres Hendry. (2013). iogi2018,+3+Hendrymaith. EMBA, Vol.1 No.3, 619–628.
Asep Hidayat. (2022). document. Jurnal Inovasi Penelitian, 3 no 6, 6707–6714.
Elfani, A., Nurjanah, Y., & Munawar, A. (n.d.). PERANAN SISTEM INFORMASI AKUNTANSI PIUTANG TERHADAP PENGENDALIAN PIUTANG (Studi kasus pada PT. Arwinda Perwira Utama).
Fairuz Rifqi Abdurahman, Hurriyati, R., Dirgantari, P. D., & Harisandi, P. (2023). E-Customer Behavior Mediates Promotion on E-Commerce Purchase Decision MSME Industry. Jurnal Riset Multidisiplin Dan Inovasi Teknologi, 2(01). https://doi.org/10.59653/jimat.v2i01.469
Faisal, A., Samben, R., & Pattisahusiwa, S. (2017). Analisis kinerja keuangan. 14(1), 6–15.
J.K, A. E., Nurjanah, Y., & Munawar, A. (2019). Peranan Sistem Informasi Akuntansi Piutang Terhadap Pengendalian Piutang (Studi Kasus Pada Pt. Arwinda Perwira Utama). Jurnal Ilmiah Manajemen Kesatuan, 7(1), 192–172
Kasmir. 2016. Pengantar Manajemen Ke-uangan, Penerbit : Kencana Pranada Media Group, Jakarta.
Margaretha, Farah. 2014. Dasar-Dasar Manajemen Keuangan. Penerbit : Dian Rakyat, Jakarta
Martono dan Agus Harjito. 2011. Mana-jemen Keuangan. edisi Kedua, Cetakan Pertama, Penerbit EKO-NISIA, Yogyakarta.
Munawir S. 2016. Analisa Laporan Keuangan, edisi keempat, cetakan ketujuhbelas, Penerbit : Liberty Yogyakarta
Riyanto, Bambang. 2011. Dasar-dasar Pembelanjaan Perusahaan, Edisi ke-4 BPFE. Jogyakarta.
Sugiyono. 2016. Metode Penelitian Kuantitatif Kualitatif dan R&D, cetakan keempat, Penerbit : Alfabeta, Bandung
Sunyoto Danang. 2013. Dasar-Dasar Manajemen Keuangan, cetakan Pertama, Penerbit : CAPS, Yogyakarta
Sholeha, R. (n.d.). ANALISIS PENERAPAN SISTEM INFORMASI AKUNTANSI DALAM MEMINIMALISIR PIUTANG TAK TERTAGIH PADA PT. SUMBER ABADI CALYA MANDAKAMANDAKA Bambang Suryono Sekolah Tinggi Ilmu Ekonomi Indonesia (STIESIA) Surabaya.
Sutarsa, M. (2023). Sosialisasi Peningkatan Kualitas Proses Manajerial Dan Pembelajaran Menuju Era Society 5.0. Darma Abdi Karya, 2(1), 65-69.
Sutarsa, M. (2023). Pengaruh Good Governance Dan Komitmen Organisasi Terhadap Kinerja Dinas Pemerintah (Sensus pada Dinas Kota Tasikmalaya). JRAK (Jurnal Riset Akuntansi Dan Bisnis), 9(1), 201-210.
Tampubolon, P. Manahan. 2013. Mana-jemen Keuangan. Penerbit : Mitra Wacana Media, Jakarta.
Yanti, P., Hurriyati, R., & Dirgantari, P. D. (2023). Leveraging Marketing Automation to Enhance Customer Relationship Management and Improve Management Performance in MSME B2B. Jurnal Riset Multidisiplin Dan Inovasi Teknologi, 2(01), 184–196. https://doi.org/10.59653/jimat.v2i01.419
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2024 Rima Oktaviani, Monika Sutarsa
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
Authors who publish with this journal agree to the following terms:
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution-ShareAlike that allows others to share the work with an acknowledgement of the work's authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (See The Effect of Open Access).
